Bank Statement loans allow for Self-Employed borrowers to still purchase a home or investment property simply using their bank statement income to qualify.

This Non-QM mortgage product typically uses a factor of a percentage of your annual deposits over a 12 or 24 month period to determine the borrowers Net Income. This value is then used for debt to income ratios and further qualifying.

DTI (Debt to Income) = Income (from Bank Statements x % Factor) / Monthly Debt Service

Bank Statement Mortgage Loans

Work With Our Team

Producing Manager

"Open the door for your clients to experience a home loan that will exceed their expectations!"

Outside Mortgage Loan Originator
Team Leader

"Our Best Ability is Our Flexibility!"

Mortgage Loan Originator

"We are a great mortgage lender that happens to be a bank!"

© 2020 First Savings Bank All rights reserved | NMLS# 411341
9495 SW 72nd Street Suite B-160 Miami, FL 33173



*Acknowledgement Each of the online borrowers hereby acknowledges that any owner of the loan, its servicers, successors and assign, may verify or reverify any information contained in this application or obtain any information or data relating to the Loan, for any legitimate purpose through any source, including a sourced named in this application or a consumer reporting agency.

Apply Now to Purchase an Primary Home or Investment Property Using a Bank Statement Loan Program at  All Time Low Rates!

Or Use One of Our Alternative Non-QM Loan Programs for Real Estate Investors Including: Conventional, DSCRCash Flow, No Doc, Bank Statement, Foreign Nationals, Hard Money and More!

For Real Estate Investors we have a variety of commercial lenders to choose from with dozens of products including Non-QM Programs Such as No Doc, Bank Statement, DSCRForeign Nationals, Hard Money and many other types of loans. Let us shop over 100 lenders and banks to find the best loan for your property. 

Specialty Loan Types:

  • Private Money & Hard Money Lenders
  • Bridge & Blanket Loans
  • Fix & Flip & Rehab Loans
  • Real Estate Portfolio Loans

For a Portfolios of 2 Or More Properties Apply on our Real Estate Investor Portfolio Loans Page Now!

  • Purchase / Refinance / Cash Out Refinance
  • Primary / Second Home / Investment
  • Up to 90% LTV (Primary)
  • Up to 30 Year Fixed
  • Up to 40 Year Interest Only
  • Up to $3M Loan Amount
  • 2 Years Self Employed Required
  • 600+ Credit Minimum
  • 1-4 Unit Properties
  • Condos & PUDs Allowed